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What You Otter Know About Personal Finance

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Top Ten'ers

Top 10'ers 

See below for links to our blog posts that contain Top 10 lists.

10 Ways to Save Money on Clothes for Work (Without Losing Your Shirt)

Dressing for work can cost you the shirt off your back.

[Read more…] about 10 Ways to Save Money on Clothes for Work (Without Losing Your Shirt)

Have Your Cake and Eat It Too: 10 Ways to Save Money on Food When You’re on Vacation

Vacations are expensive enough, but the cost of food can really send your tab skyrocketing.

[Read more…] about Have Your Cake and Eat It Too: 10 Ways to Save Money on Food When You’re on Vacation

FIDO’s Finances: 10 Ways to Love Your Dog on a Budget (And Some Puppy Pics to Brighten Your Day)

Dog on a leash

Bailey, Max, or Daisy. . . . Whatever you call your dog, you may find that man’s [and woman’s] best friend has a bark that isn’t bigger than the bite on your budget.

[Read more…] about FIDO’s Finances: 10 Ways to Love Your Dog on a Budget (And Some Puppy Pics to Brighten Your Day)

10 Ways to Throw a Bachelor or Bachelorette Party on a Budget

Head’s up to all the brides, grooms, best men, and maids-of-honor out there who are planning a destination bachelor or bachelorette party: these celebrations don’t have to break the bank for you or your guests.

[Read more…] about 10 Ways to Throw a Bachelor or Bachelorette Party on a Budget

10 Ways a 25-Year-Old Can Reach $1 Million by Age 65

Don’t throw away money

If you are 25 years old now, your 65th birthday is 40 years away. From a personal finance point of view, that’s both a good thing (plenty of time for compounding) and a bad thing (inflation).

[Read more…] about 10 Ways a 25-Year-Old Can Reach $1 Million by Age 65

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Featured Posts

The Quarterly Cleanse: 8 Ways to Ditch Your Physical and Digital (& Some Psychological) Baggage
To Buy or Not to Buy: What Shakespeare Teaches Us About Shopping With Intention
10 Ways to Throw a Bachelor or Bachelorette Party on a Budget
How Saving $5.25 a Day Could Turn a 25-Year-Old Into a Millionaire
9 Red Flags that Layoffs or Closings May Be Imminent (and 10 Ways to Protect Yourself)

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Martin Luther King, Jr.’s comments on the interr Martin Luther King, Jr.’s comments on the interrelated, interdependent, and interconnected world. #martinlutherkingday #mlkday #mlkquotes #mlkday2021
Don’t forget: Estimated taxes for the 4th paymen Don’t forget: Estimated taxes for the 4th payment period for 2020 are due Jan. 15th. For more details, see: https://www.irs.gov/faqs/estimated-tax/individuals/individuals-2 #selfemployed #sidehustle #gigeconomy #multipleincomestreams #taxpayments #taxprep #estimatedtaxes #personalfinance
Check out these figures by the Federal Reserve’s Check out these figures by the Federal Reserve’s “Distribution of Household Wealth in the U.S. since 1989” (updated 12/18/2020).  The data provide quarterly figures for 12 categories from 1989-2020.  (Note: Distributions by generation are defined by birth year as follows: Silent and Earlier=born before 1946, Baby Boomer=born 1946-1964, Gen X=born 1965-1980, and Millennial=born 1981-1996.) Even though millennials are the largest generation (as of 2019), the millennial wealth data trail the other 3 gens (see wealth by generation). To see the full data tables, go to Distributional Financial Accounts (https://www.federalreserve.gov/releases/z1/dataviz/dfa/distribute/table/#quarter:124;series:Net%20worth;demographic:generation;population:all;units:levels). #wealthmanagement #wealthdata #infographics #personalfinance #wealthinequality #moneymanagement #householdwealth #generationalwealth #generationaldata #financialfreedom #financialindependence
Wishing you a happy and healthy new year! Here’s Wishing you a happy and healthy new year! Here’s to better times in 2021! #happynewyear2021 #newyearseve
Remember the Mastercard ad from the late 90s? (“ Remember the Mastercard ad from the late 90s? (“There are some things money can’t buy. . . .”) Spending time with your big brotha: priceless. #familytime
Merry Christmas and happy holidays from Otterwize! Merry Christmas and happy holidays from Otterwize! #merrychristmas2020 #christmaseve
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The information, data, and materials (“Information”) presented on the Otterwize website are for general informational and educational purposes only. The Information is not intended to be viewed as and does not constitute investment advice, financial advice, legal advice, tax advice, accounting advice, or any other professional advice. [Read More...]

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  • Saving
    ▼
    • Saving 101
    • Liv’n, Mov’n & Nosh’n
    • Saving Apps
    • Budgeting & Net Worth
    • Checking & Savings
    • Money Markets & CDs
    • Saving Blotter
  • Credit & Debt
    ▼
    • Credit 101
    • Give Yo’self Credit
    • Paying Off Debt
    • Mortgages
    • Personal Loans
    • Auto Loans
    • Credit & Debt Blotter
  • Investing
    ▼
    • Investing 101
    • Retirement Accounts
    • Robo-advisors
    • Advisor Look-Up
    • Opportunity Cost: Invest The Difference
    • The New 99%
    • Investing Blotter
  • Adulting
    ▼
    • Adulting 101
    • Managing Your Career
    • Housing
    • Buying or Leasing a Car
    • Insurance
    • Taxes
    • Simmering Savings
    • Adulting Blotter
  • The New Economy
    ▼
    • New Economy 101
    • The Sharing Economy
    • Side Hustles
    • Starting a Startup
    • The New Economy Blotter
  • Otter Tools
    ▼
    • Personal Finance in 9 Words
    • Roadmap to Financial Independence
    • 10 Personal Finance Rules of Thumb
    • 10-Step Financial Fitness Workout
    • Top Ten’ers